If you’ve ever waited days for a transfer, watched fees nibble at every payment, or been told a service “doesn’t work in your country,” you already know what’s broken. LatamFi exists to make money move the way modern life does—borderless, fast, and fair—with safeguards you can see and trust.
What LatamFi is (and why Latin America first)
LatamFi is a compliant, reserve-backed stablecoin financial infrastructure—think rails with guardrails. On the surface, it feels familiar: wallets that work out of the box, QR/NFC/POS acceptance, and clean APIs for payouts and reconciliation. Under the hood, it’s disciplined: 1:1 reserves with independent attestations and on-chain proofs, plus compliance by design (KYC/AML, Travel Rule support, risk controls).
We start in Latin America, led by Brazil—a region with high digital readiness and real financial friction to solve. Brazil’s Pix network serves well over 140M users (~66% penetration), yet many still face currency volatility, expensive remittances, and uneven access. Proving daily utility here lets us refine product and compliance—and then take the playbook global.
Why this matters — and who it’s for
The status quo leaves too many on the sidelines: access is patchy, settlement drags, and fees bite hardest where margins are thinnest. LatamFi closes that gap by pairing the openness of public chains with the accountability of audited reserves and regulated workflows.
- People & families: hold value in something stable and send money in minutes, not days—no surprise fees.
- SMBs & cross-border merchants: instant settlement and a single ledger to reconcile, so working capital actually works.
- Fintechs & institutions: programmable money, compliant on/off-ramps, mass payouts, and treasury APIs on multi-chain rails—without rebuilding the stack.
LUSD & LATM at a glance
LUSD (stablecoin mechanism).
LUSD is our 1:1 reserve-backed stablecoin. Mint/redeem through compliant on/off-ramps (e.g., Pix connections), with independent attestations and on-chain proof-of-reserves so issuance never outpaces backing.
Stablecoin LUSD vs USDT/USDC (quick view).
- Payments-first UX: LUSD is built for merchant-grade acceptance (QR/NFC/POS) and clean reconciliation, aiming beyond exchange activity to everyday payments.
- Transparency: recurring third-party attestations plus oracle-synced on-chain proofs as an operating standard.
- Compliance by design: integrated KYC/AML and Travel Rule support to unlock institutional adoption and cross-border commerce.
LATM (token utility).
LATM powers the LatamFi ecosystem—supporting real-usage incentives (users, merchants, liquidity) and providing a clear path to community governance as the rails mature.
Ticker: LATM · Total supply: 300,000,000.
Who’s building—and who stands behind us
Strong rails need experienced operators and long-term partners. Our leadership blends payments, crypto infrastructure, and regulatory expertise; our backers bring institutional credibility and a global network to accelerate responsible scale.
Core team & advisors
- Ethan Caldwell — CEO (former Head of Ripple Europe)
- Dr. Anna Reinhardt — CTO (former Chief Researcher at Chainlink)
- Lucas Moretti — COO (former VP of Product, Mercado Bitcoin)
Strategic investors
- Mercatus Holdings (Swiss legacy financial consortium)
- Northlight Equity (focused on next-gen financial infrastructure)
- Furnace Capital DAO (top Web3 DAO alliance)
Money should move as freely as opportunity. If that resonates, you’re exactly who we’re building for—starting in Latin America, aimed at the world.
About LatamFi:
LatamFi is committed to building the next generation of global stablecoin financial infrastructure.
Leveraging Latin America’s deep experience in payment innovation and its pressing economic realities, LatamFi launches from Brazil with a unified model of “local stablecoins + compliant settlement + multi-chain payments,” gradually bridging global cross-border payments with on-chain finance.
Website: https://www.latamfi.com
X: https://x.com/Latam_Fi
Telegram Chat: https://t.me/LatamFi_Community
Telegram Annoucement: https://t.me/LatamFi_Announcement
Medium: https://medium.com/@LatamFi
